Saturday, November 13, 2010

Misunderstandings

Dear lao gong

A lot of people always say .. Money will spoil relationships . I never believe in that. Money is never so important to me cos' as long as i'm working, i won't starve. I know, without money, a lot of things cannot be accomplished. Therefore, i always discipline myself to save as much as i can every month. So that i won't in panic mode during rainy days..

Today , i went to mother's place. Brought Bella over today cos' tomorrow i have a gathering with friends. I felt so misunderstood today .. i really feel like crying cos' no matter how i explain myself , it just seemed that things just don't go into mother's and brothers' head. Still remember i've mentioned in my blog saying that almost all the claims are done, except for your 2 personal accident claims which are still pending as the autopsy and blood test reports are not out yet, so there is no way that AIA can process the claims.

When i received the first hand news after my insurance agent, Jason, told me that the claims are process .. 1 can be claimed and 1 cannot be claimed out.. i immediately informed all your brothers and mother. After i informed mother, mother then told me that brother brought her AIA to ask about the claims and they went to the HSA and changi hospitals to get the reports to be submitted to AIA for them to process the claims. Mother said that they spend $300 over dollars just to get these reports. At first, i was quite shocked as in why mother need to go through so many things just to get the claims. I've already told her long ago that my agent is handling it , as it is still pending for reports , he will let me know once the claim can be processed. But mother and brother kept telling me that the claims can be processed cos' they submitted the documents. I know it's not true cos AIA already gotten the reports from the necessary departments and processed the claims. But no matter what i said, they still don't believe.

However, i was totally misunderstood by your families. They thought that i claimed my own part and ignored the rest that are still pending. They thought that i knew that mother is the beneficiary of 1 of the personal accident claims and since it's not my claim , i just ignored it. That is not true. When i asked Jason for help to claim the necessary policies, me and him have no idea who are the beneficiaries. And even if all the beneficiaries are to your families, i wouldn't mind. I just wanted to ask him to help me out with the claims , cos' i know all these monies can help your family members during difficult times.

When u passed away , your family members told me to settle the necessary things that u have on my own since i'm your wife. I said ok as i'm on maternity leave, i will have time to do that. I've asked people for help and been to many different places to submit documents and sign documents. I've been updating mother on the claims that was done and those that were still pending. I guess it's my fault that i didn't update your brothers that lead to this misunderstanding. Mother is old .. I did told her and update her, but she couldn't remember and said that i didn't tell her .. it's alright, i don't blame her for that. Just blame it on me that i didn't inform the rest.

And now, as the other personal accident claim cannot be claimed out due to a exclusion clause in it, they don't seem to believe in what i said. They still believe that since it's the same type of personal accident insurances, how come 1 can claim and 1 couldn't be claimed? I've explained to them that they are under personal accident insurances, but there are different type to it. Therefore, after AIA gotten the reports, one of the report matches what is it on the clause, so, it's no claimable. However, Jason is nice enough to help me write an appeal on it .. but he said most probably won't be successful .

Anyway what's the point of having the monies without u by my side. If all these can let me have an exchange for YOU to come back. I will ..

I really feel so sad to be misunderstood .. can u help me ?

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